Services | Rocket Liens

STEP

LET'S CHOOSE YOUR LIEN

Select whether you want a personal property lien, a real property lien, or both. Why settle for one lien when you can file both?

READ THE DIFFERENCE ABOUT EACH LIEN BELOW.

Complete the form in less than 10 minutes and submit your lien for filing.

When you file a personal or real property lien, you create a powerful, long‑lasting leverage that pushes debtors to pay. These liens remain active for years, keeping you applying pressure until the judgment is paid.

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PERSONAL PROPERTY LIEN

A Personal Property Lien impacts all movable assets a debtor may own now or may apply for or own in the future—things that are not real estate. Personal property is broadly defined as any asset that isn’t real property (like land or a building). A Personal Property Lien includes:

Immediate impact – Damaging credibility, thereby causing a debtor to lose access to credit or the ability to buy or sell personal assets until the lien is cleared.

Covers personal movable assets – Cars, bank accounts, business equipment, jewelry, furniture, appliances, electronics, clothing, collectibles, art, motorcycles, boats, RVs and other valuables.

Financial assets - bank accounts, cash, stocks, bonds

Business property - equipment, tools, inventory

Miscellaneous – pets, intellectual property rights, or other movable possessions.

Flexibility – Personal property liens can be filed quickly and apply to a wide range of assets needed to live.

Broader reach – If the debtor doesn’t own real estate, a personal property lien can disrupt their daily life, limit what they can do, and give you powerful leverage to protect your right to be paid.

REAL PROPERTY LIEN

A real property lien gives you a legal claim on any home, land, or building the debtor owns now or may apply for in the future. It locks in your rights until the judgment is paid — and the debtor can't buy, sell, refinance, or transfer any real property without paying your judgment.

Strong leverage - A real property lien is a legal encumbrance recorded against real estate (such as a home, commercial building, or land) that a debtor may own now or apply for in the future. Real estate is usually the debtor’s most valuable asset. A lien clouds the debtor, making it impossible to buy, sell or refinance without paying you first.

Potential foreclosure rights - It acts as collateral for repayment of a debt. If the debtor fails to pay, the lienholder may enforce the lien through foreclosure or sale of the property to recover your judgment

Public record visibility – Recorded liens are visible to banks, buyers, and other creditors, increasing pressure on the debtor.

Long-term security – Real property liens can remain in place for years, ensuring you’re in line for payment if the property is sold.

Broader reach – A debtor doesn’t need to own property today for you to gain control. A real property lien follows them into the future, limiting their ability to purchase or transfer real estate — even inherited property — until they pay what they owe. Just because a debtor doesn't own property now, doesn’t mean they won’t tomorrow.

FILE PERSONAL PROPERTY LIEN

FILE REAL PROPERTY LIEN

Got your judgment copy ready? Skip the manual entry and upload it here!

UPLOAD MY JUDGMENT - PERSONAL PROPERTY

UPLOAD MY JUDGMENT - REAL PROPERTY

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STEP

LET'S CHOOSE YOUR LIEN

When you file a personal or real property lien, you create a powerful, long‑lasting leverage that pushes debtors to pay. These liens remain active for years, keeping you applying pressure until the judgment is paid.

(Select A Tab to Learn More)

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STEP

LET'S CHOOSE YOUR LIEN

When you file a personal or real property lien, you create a powerful, long‑lasting leverage that pushes debtors to pay. These liens remain active for years, keeping you applying pressure until the judgment is paid. (Select A Tab to Learn More)

When you file a personal or real property lien, you create a powerful, long‑lasting leverage that pushes debtors to pay. These liens remain active for years, keeping you applying pressure until the judgment is paid.

(Select A Tab to Learn More)